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81 lines
4.6 KiB
HTML
81 lines
4.6 KiB
HTML
<html>
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<head>
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<meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1" />
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<title>CUCC Expo: Administration and insurance</title>
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<link rel="stylesheet" type="text/css" href="../css/main2.css" />
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</head>
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<body>
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<h2 id="tophead">CUCC Expedition Handbook</h2>
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<h1>What you need to do to join Expo</h1>
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<h3><a href="#insurance">Insurance</a></h3>
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<h3><a href="#medical">Medical Form</a></h3>
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<h3><a href="#nok">Next of Kin record</a></h3>
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<h2 id="insurance">Insurance</h2>
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<p>A requirement for expoers is that everyone get insurance in case of a rescue; this can be ruinously expensive
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(running to millions of euros for multi-day rescues!) and so it is a good idea to get cover for this.
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<p>
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In the past, <a href="https://www.snowcard.co.uk/adventure-travel-insurance">Snowcard</a>
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has been the most popular option but feel free to find something else
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if it seems more reasonable (but make sure it is definitely legit). The policy option you need for Snowcard is
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<a href="https://www.snowcard.co.uk/activity-levels/max-adventure">"Max Adventure"</a>
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which covers original cave exploration in an area which has "organised local cave rescue".
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<p>It is very difficult to find out whether any insurance policy actually covers expedition caving or not.
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Some have complete
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exclusions for, say "potholing and climbing which normally requires guides or ropes", some are less explicit.
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<h3>Local cave club membership</h3>
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<p>If you are a member of the local cave club then some of your rescue expenses would be covered by that club.
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<p>Here's the form to fill in for VfHÖ membership:
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<a href="https://www.dropbox.com/s/2wk00itu8y2hx1l/Beitrittserkl%C3%A4rung.doc?dl=0">download</a>
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Found here
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<a href="http://www.hoehle.at/wordpress/verein/unterstutzungsmitglied-spenden/">www.hoehle.at/wordpress/verein/unterstutzungsmitglied-spenden/</a>
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and needs to be emailed to <em>hoehle (at) tele2.at </em> which goes to Robert TWC (The Wonder Caver).
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<p>Cost of membership is €30. There are details of how to do the bank transfer on their website
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but generally Robert rocks up at the dinner and cash is handed over.
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<p>Accident Insurance of the VÖH:
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The Austrian Speleological Association (VÖH) offers insurance for leisure time activities to their
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members in cooperation with the Allianz-Elementar insurance company. All members of caving clubs within
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the VÖH organisation (except Caving Club Ebensee) are automatically assured to the following conditions.
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To choose a club to become a member, please visit:
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<a href="http://hoehle.org/mitgliedsvereine">hoehle.org/mitgliedsvereine</a>.
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<p>
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Insurance sum:
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<ul>
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<li>Invalidity: 20.000 € (for 100 % Inv.; benefit graded from 25 % invalidity)
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<li>Death: 2.500 €
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<li>Accident costs: 40.000 € (exkl. private hospitals and physicians)
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<li>Search- and rescue costs: 40.000 €
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</ul>
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<p>
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The insurance is valid for all leisure time accidents, except accidents in residental areas and households. The insurance is valid world wide. The insurance sum is subsidiary with other insurances.
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<p>
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Invalitidy: Invalidity will be paid from 25 - 100 % (no benefit below 25 %).
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<p>
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Exclusion of liability: Reasons for exclusion of liability are influences from alcohol or drugs, using aircrafts, air- and motorsports, explosives, war, diving (pressure chambers are not covered), expeditions in glaciated areas outside of Europe and participation at competitions.
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<p>
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All statements without guarantee.
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<p>
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Contact person for questions (also responsible for forwarding claims to the insurance company):
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Thomas Exel versicherung@hoehle.org Tel: 0699/ 18 21 91 17
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<h2 id="medical">Medical Form</h2>
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<p>At the start of expo we have asked people to fill in an anonymous form
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for their health and medical details that will be kept secure in the tattie hut and only accessed
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in the case of an emergency.
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<p>
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If anybody has any suggestions for updates to this form or other things apart from basic medical
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details, history and requirements (and your insurance details) please suggest this by emailing the expo list (having first read the previous emails on this matter).
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<h2 id="nok">Next of Kin record</h2>
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<p>Please write the contact details of your next of kin above your name (you have your own page for "Money owed to...") in the Bier Book
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at base camp as soon as you arrive.
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<p>This is in addition to listing your next of kin in your medical record which you will have submitted in advance of expo.
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This duplication is for safety and in case your <em>contactable</em> next of kin has changed address or phone number between you submitting your medical form and you arriving at expo.
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<hr />
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</body>
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</html>
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